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520 Harbor Cay Drive

Longboat Key, FL 34228
  • $4,495,000
  • STATUS: Active
  • ON SITE: 115 Days
  • MLS #: A4643565
UPDATED: 48 min ago
$4,495,000
  • 4
    BEDS
  • 0.4
    ACRES
  • 4
    BATHS
  • 1
    1/2 BATHS
  • 3,828
    SQFT
  • $1,174
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1986
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast's dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.

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© 2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2025-07-07T18:47:19.413.
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520 Harbor Cay Drive Longboat Key, FL 34228

  • Price: $4,495,000
  • Status: Active
  • On Site: 115 Days
  • Updated: 48 min ago
  • MLS #: A4643565
4
Beds
4
Baths
1
½ Baths
0.4
Acres
3,828
SQFT
$1,174
$/SQFT
1986
Built
Neighborhood:
Bay Isles
County:
Sarasota
Area:
Longboat Key
Elementary School:
Southside Elementary
Middle School:
Booker Middle
High School:
Booker High
Property Description
This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast's dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.
Exterior Features

Architectural Style CustomFlorida Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces Northwest Exterior Features BalconyFrench DoorsIrrigation SystemLightingOutdoor GrillOutdoor KitchenRain GuttersSliding Doors Foundation Details Stem Wall Garage Dimensions 28x24 Lot Features FloodZoneCity LotLandscapedNear Golf CourseNear MarinaPrivateStreet Dead-End Open Parking YN Yes Parking Features Circular DrivewayDrivewayGarage Door OpenerGround LevelOff Street Patio And Porch Features CoveredDeckRear PorchScreened Pool Dimensions 14x30 irr Pool Features DeckHeatedIn GroundLightingTile Pool Private Yn Yes Road Frontage Type Street Dead-EndStreet PavedPrivate Road Road Surface Type PavedAsphalt Roof Tile Spa YN No View PoolTrees/WoodsWater Water Access Bay/HarborBayouCanal - SaltwaterIntracoastal Waterway Water Access Yn Yes Water Extras Assigned Boat SlipLiftNo Wake ZoneSailboat WaterSeawall - Concrete Water Extras Yn Yes Water View Bay/Harbor - FullBayouLagoon Water View Yn Yes Waterfront Features Canal FrontWaterfrontBay/Harbor Waterfront Feet Total 68 Waterfront Yn Yes

Interior Features

Additional Rooms Family RoomGreat RoomInside Utility Appliances Built-In OvenCooktopDishwasherDisposalDryerFreezerMicrowaveRange HoodRefrigeratorTrash CompactorWasher Building Area Total 6095 Building Elevator Yn No Cooling Central Air Cooling YN Yes Fireplace Features Family RoomGasLiving RoomMaster Bedroom Fireplace Yn Yes Flooring Engineered HardwoodMarbleTravertine Furnished Unfurnished Heating CentralElectric Heating YN Yes Interior Features Ceiling Fan(s)Eating Space In KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-In Closet(s)Wet BarWindow Treatments Laundry Features InsideLaundry Room Levels Two Rooms Kitchen Dining Room Living Room Primary Bedroom (Dual SinksEn Suite BathroomStone CountersTub with Separate Shower StallWater Closet/Priv ToiletWalk-In Closet(s)) Bedroom 2 (Ceiling Fan(s)En Suite BathroomWalk-In Closet(s)) Bedroom 3 (Ceiling Fan(s)Shower No TubWalk-In Closet(s)) Bedroom 4 (Ceiling Fan(s)En Suite BathroomShower No TubWalk-In Closet(s)) Family Room (Ceiling Fan(s)) Balcony/Porch/Lanai (Ceiling Fan(s)) Sewer Public Sewer Water Source Public Window Features DrapesShades

Property Features

Additional Lease Restrictions Annual rentals allowed. Refer to HOA DocsTown of Longboat Key and Sarasota County Ordinances. Amenities Additional Fees One time Bay Iles HOA Assessment of $3700.00 Approval Process Refer to HOA Docs Association Approval Required Yn Yes Association Fee 2500 Association Fee Frequency Annually Association Fee Includes 24-Hour GuardCommon Area TaxesPrivate RoadSecurity Association Fee Monthly Amount 208.33 Association Fee Requirement Required Association Yn Yes Cdd Yn No Community Features Canal FrontWater AccessWaterfrontGated Community - Guard Down Payment Resource No Flood Zone Code AE Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventional Max Pet Weight 100 Minimum Lease 8-12 Months New Construction Yn No Number Of Pets 5 Ownership Fee Simple Pet Restrictions Refer to HOA Docs for all restrictions Pet Size Extra Large (101+ Lbs.) Pets Allowed Cats OKDogs OKYes Property Sub Type Single Family Residence Realtor Info Assoc approval requiredNo Sign Security Features Gated CommunityKey Card EntrySecurity GateSecurity LightsSecurity SystemSmoke Detector(s) Senior Community Yn No Special Listing Conditions None Sw Subdiv Community Name Bay Isles Tax Annual Amount 29765 Total Annual Fees 6220 Total Monthly Fees 518.33 Utilities Electricity ConnectedNatural Gas ConnectedPublicSewer ConnectedStreet LightsUnderground UtilitiesWater Connected Yrs Of Owner Prior To Leasing Re No Zoning PD


Listing information © 2025 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of MICHAEL SAUNDERS & COMPANY: 941-383-7591.



© 2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2025-07-07T18:47:19.413.
 
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