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331 Bay Street

Auburndale, FL 33823
  • $757,000
  • STATUS: Active
  • ON SITE: 62 Days
  • MLS #: TB8516430
UPDATED: 42 min ago
$757,000
  • 3
    BEDS
  • 0.59
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 3,488
    SQFT
  • $217
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1973
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Lakefront Luxury with an Assumable 2.6% Interest VA Loan by ANY buyer who is Qualified for a loan. (You do not need to be a Veteran to qualify!!!) Wake up each morning to breathtaking waterfront views and end your evenings watching the sunset from your private dock. Nestled on nearly 0.60 acres along beautiful Lake Ariana, this extensively renovated 3-bedroom, 3-bath home offers nearly 3,500 square feet of thoughtfully designed living space where comfort, elegance, and outdoor living come together. One of this property's most valuable features is the opportunity for qualified buyers to assume the existing 2.6% VA loan, creating the potential for substantial savings compared to today's interest rates. Inside, you'll find spacious living areas filled with natural light, an updated kitchen designed for entertaining, generously sized bedrooms, and beautifully renovated bathrooms. Large windows showcase stunning lake views throughout the home, creating a peaceful retreat you'll enjoy every day. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Whether you're boating, fishing, paddleboarding, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming about. With no HOA, ample parking, and a location convenient to both Tampa and Orlando, this home is ideal as a primary residence, luxury second home, executive retreat, or investment property. Opportunities to own renovated lakefront homes with a private dock, pool, and an assumable low-interest mortgage are exceptionally rare.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T13:53:27.72.
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331 Bay Street Auburndale, FL 33823

  • Price: $757,000
  • Status: Active
  • On Site: 62 Days
  • Updated: 42 min ago
  • MLS #: TB8516430
3
Beds
3
Baths
0
½ Baths
0.59
Acres
3,488
SQFT
$217
$/SQFT
1973
Built
Neighborhood:
Flanigan C R Sub
County:
Polk
Area:
Auburndale
Elementary School:
Auburndale Central Elem
Middle School:
Stambaugh Middle
High School:
Auburndale High School
Property Description
Lakefront Luxury with an Assumable 2.6% Interest VA Loan by ANY buyer who is Qualified for a loan. (You do not need to be a Veteran to qualify!!!) Wake up each morning to breathtaking waterfront views and end your evenings watching the sunset from your private dock. Nestled on nearly 0.60 acres along beautiful Lake Ariana, this extensively renovated 3-bedroom, 3-bath home offers nearly 3,500 square feet of thoughtfully designed living space where comfort, elegance, and outdoor living come together. One of this property's most valuable features is the opportunity for qualified buyers to assume the existing 2.6% VA loan, creating the potential for substantial savings compared to today's interest rates. Inside, you'll find spacious living areas filled with natural light, an updated kitchen designed for entertaining, generously sized bedrooms, and beautifully renovated bathrooms. Large windows showcase stunning lake views throughout the home, creating a peaceful retreat you'll enjoy every day. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Whether you're boating, fishing, paddleboarding, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming about. With no HOA, ample parking, and a location convenient to both Tampa and Orlando, this home is ideal as a primary residence, luxury second home, executive retreat, or investment property. Opportunities to own renovated lakefront homes with a private dock, pool, and an assumable low-interest mortgage are exceptionally rare.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces East Exterior Features Irrigation SystemLightingSidewalkSliding Doors Fencing Chain LinkFencedVinyl Foundation Details Slab Garage Dimensions 22x27 Lot Features City LotSidewalk Open Parking YN Yes Other Structures Shed(s) Parking Features Circular DrivewayDrivewayOversized Patio And Porch Features CoveredDeckEnclosedFront PorchPatioPorchRear PorchScreened Pool Features DeckHeatedIn GroundScreen Enclosure Pool Private Yn Yes Road Frontage Type Street Paved Road Surface Type Paved Roof Shingle Spa Features In Ground View Water Water Access Lake Water Access Yn Yes Water Body Name LAKE ARIANA Water Extras Seawall - Other Water Extras Yn Yes Water View Lake Water View Yn Yes Waterfront Features Lake Front Waterfront Yn Yes

Interior Features

Additional Rooms Den/Library/OfficeFlorida RoomGreat Room Appliances DishwasherDisposalIce MakerRangeRange HoodRefrigeratorWine Refrigerator Building Area Total 5501 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Ceramic TileLaminatePorcelain TileHardwood Furnished Unfurnished Heating Central Heating YN Yes Interior Features Ceiling Fan(s)Eating Space In KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-In Closet(s)Wet BarWindow Treatments Laundry Features Inside Levels One Rooms Bedroom 2 (Built-in Closet) Game Room Living Room Balcony/Porch/Lanai Laundry Primary Bedroom (Walk-In Closet(s)) Family Room Foyer Balcony/Porch/Lanai Foyer Kitchen Bedroom 3 (Built-in Closet) Bonus Room (Built-in Closet) Sewer Public Sewer Water Source Public Window Features BlindsWindow Treatments

Property Features

Additional Parcels YN No Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code X Garage Yn Yes Homestead Yn Yes Lease Considered YN No Listing Terms CashConventionalFHAOtherUSDA LoanVA Loan New Construction Yn No Occupant Type Owner Ownership Fee Simple Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-Is Security Features Smoke Detector(s) Senior Community Yn No Special Listing Conditions None Tax Annual Amount 7447 Total Annual Fees 0 Total Monthly Fees 0 Utilities Cable AvailableElectricity AvailableStreet LightsWater Available Zoning R-1


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of DIVINE ESTATES REALTY LLC: 813-401-1851.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-07T13:53:27.72.
 
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