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3294 Gardenia Drive

Hernando Beach, FL 34607
  • $425,000
  • STATUS: Active
  • ON SITE: 64 Days
  • MLS #: W7886396
Price Reduced
UPDATED: 61 min ago
$425,000
  • 4
    BEDS
  • 0.17
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,552
    SQFT
  • $274
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1981
County:

School Information

Elementary School:
Middle School:

Description

PRICE IMPROVEMENT TO 425,000… TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don’t come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-08T10:44:32.277.
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3294 Gardenia Drive Hernando Beach, FL 34607

  • Price: $425,000
  • Status: Active
  • On Site: 64 Days
  • Updated: 61 min ago
  • MLS #: W7886396
4
Beds
2
Baths
0
½ Baths
0.17
Acres
1,552
SQFT
$274
$/SQFT
1981
Built
Neighborhood:
Hernando Beach
County:
Hernando
Area:
Spring Hl/Brksville/Weekiwachee/Hernando Bch
Elementary School:
Westside Elementary-Hn
Middle School:
Fox Chapel Middle School
High School:
Weeki Wachee High School
Property Description
PRICE IMPROVEMENT TO 425,000… TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don’t come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials Wood Frame Covered Spaces 2 Direction Faces West Exterior Features Fire Pit Fencing Chain Link Foundation Details Stilt/On Piling Garage Dimensions 28x31 Lot Features Street Dead-End Parking Features Oversized Patio And Porch Features DeckRear PorchWrap Around Pool Private Yn No Road Frontage Type Street Dead-EndStreet Paved Road Surface Type Paved Roof Shingle View Water Water Access Canal - Brackish Water Access Yn Yes Water Body Name GULF Water Extras Bridges - FixedSeawall - Concrete Water Extras Yn Yes Water View Canal Water View Yn Yes Waterfront Features Canal - Brackish Waterfront Yn Yes

Interior Features

Appliances DishwasherDryerMicrowaveRangeRefrigeratorWasher Building Area Total 2588 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetLaminate Furnished Turnkey Heating CentralElectric Heating YN Yes Interior Features Open FloorplanSolid Wood CabinetsStone CountersVaulted Ceiling(s) Laundry Features Laundry Room Levels Three Or More Rooms Dining Room Living Room Balcony/Porch/Lanai Kitchen Bedroom 3 (Built-in Closet) Bedroom 4 (Built-in Closet) Primary Bedroom (No Closet) Bedroom 2 (Walk-In Closet(s)) Sewer Public Sewer Water Source Public

Property Features

Additional Lease Restrictions No Lease Restrictions. Short Term Rentals are Permitted. Additional Parcels YN No Association Approval Required Yn No Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code AE Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventional Minimum Lease No Minimum New Construction Yn No Occupant Type Vacant Ownership Fee Simple Property Sub Type Single Family Residence Senior Community Yn No Special Listing Conditions None Tax Annual Amount 5071 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable Available Zoning R1B


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of RE/MAX ALLIANCE GROUP: 727-845-4321.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-08T10:44:32.277.
 
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